The only thing contributing to the cloud of credit woes is that whoever can afford it, there has never been a better time to buy a car. Carmakers have already cut prices and the government has now introduced a scrapping scheme with the British car industry, making them more affordable.
The scheme offers £2,000 off the cost of a new car if the buyer also owns a vehicle that is at least ten years old. However, it is not that simple, as other conditions must be met in order to benefit from the usage benefits.
First, the vehicle you want to buy must be:
- a small passenger car or van weighing less than 3.5 tones
- First registered on or after 18 May 2009 and built to UK specifications
- brand new i.e. no former goalkeeper
- Second, the vehicle you intend to trade in must:
- registered in your name with the DVLA (Driving Licensing Agency) for at least 12 months before the new vehicle order date
- registered to a UK address by 31 August 1999
- have a valid MOT certificate before ordering a new vehicle
Of course, as tempting as it may be to upgrade your skrotning af bil instead of an old one, it’s important to consider that comprehensive car insurance is likely to cost more. So, when considering the benefits of the government’s car scrapping program, it’s important to compare car insurance quotes first, or you could be surprised at the premiums you pay!
While most of the factors that affect the premium are the driver and the location of the car,
There are other factors related to the vehicle itself, most notably its value. The more expensive the car, the more expensive it will be to replace it, so the greater the possible financial loss to the insurance company in case of damage. And it must be covered by higher premiums.
It can be a good idea to compare car insurance quotes from comparison websites to get the fastest and often the best car insurance quotes, but make sure they are reputable and award-winning. Make sure you don’t just ask your current insurer to upgrade, but get as many quote comparisons as possible. There is no point in using a new discount scheme if you later get a new car for which you have paid too much insurance.
Then you need to get your roller skates on!
You have only 14 days to show the police the appropriate insurance and take your vehicle. And other costs increase. Before you can take your car, you have to pay for the road through a maintenance fee (up to £105) and a safe storage fee, which can easily add £15 a day. So if your car is delivered by the 14th it could cost £ 315.
And if you don’t take your car, it will go to the scrap yard!
During the trial, the phone company jointly found the cost of destroying the car. It is estimated that carpooling services prevent about 2,000 accidents. And many vehicles seized by police do not qualify.
A police spokesman said: “Drivers are often not guilty of many other offences, such as not having a SIM or maternal certificate. We do everything we can to save this dangerous and illegal driver.” get out of our way.”
Of course, the uninsured driver is a bigger problem than we expected.
The Ministry of Transport, Public Works and Water recently reported that 1 in 20 motorists regularly drive without insurance. In addition, a survey by the Association of British Insurers found that unauthorized drivers are among the most dangerous people on the road. They cause an average of one accident every six months and are three times more likely to be penalized for driving without due care and attention.
And who pays for an unresolved disaster? We do this! The average car insurance premium is taken as £ 30 to cover the cost of an insured driver. In the UK, there is a further £500 million paid by motorists each year!
But this is not the end of our economic woes.
If your car is struck by an uninsured vehicle, it will still be listed as a “fault claim” on your policy. This means that you have to pay which can be reduced when the car is repaired, and unless you have protection on your coverage, payments that don’t include the claim will be hit. Over two years, a no-complaints deduction can easily save you £275 in higher rates.